Credit Control &
Debt Collection

Municipal Credit Control | Debt Collection | Revenue Enhancement | Cash Flow Management | Financial Sustainability | Revenue Policies | Consumer Management | Legal Collection Processes | Municipal Finance Governance | Performance Management | Debt Management AI

Dr Johannes Christoffel Petrus Tesselaar is a highly experienced Credit Control and Debt Collection

with more than 36 years’ experience in local government finance, revenue management,

and municipal debt administration within the South African public sector.

Recognised as a specialist in municipal revenue enhancement, debt collection systems, and financial sustainability, Dr Tesselaar has successfully led and advised municipalities on designing, implementing, and optimizing credit control and debt management frameworks aligned with legislative and governance requirements.

His expertise is firmly grounded in the provisions of the Municipal Finance Management Act (MFMA), Municipal Systems Act, municipal Credit Control and Debt Collection By-laws, National Treasury regulations, and applicable governance frameworks.

Dr Tesselaar’s professional career includes serving as:

1

Manager: Debt Management – City of Cape Town;

2

Chief Financial Officer – West Coast District Municipality; and

3

Director Management Services / CFO – Overberg District Municipality.

Within these roles, he
was responsible for:

1

Municipal debt collection strategies;

2

Revenue enhancement initiatives;

3

Legal collection processes and compliance;

4

Credit control systems and customer account management;

5

Debt recovery performance monitoring;

6

Policy review and implementation;

7

Financial sustainability interventions.

He has extensive practical experience in:

1

Revenue and cash flow optimisation;

2

Consumer debt profiling and collection methodologies;

3

Government account management;

4

Property rates and valuation-related revenue systems;

5

Pre-paid electricity and service revenue controls;

6

Legal debt recovery processes; and

7

Target setting and performance measurement systems.

As consultant and advisor, Dr Tesselaar has supported municipalities and public sector institutions through engagements with organisations such as PwC, South African Local Government Association, and the Institute of Municipal Finance Officers.

Key consulting and professional contributions include:

1

Re-design of municipal debt collection processes;

2

Development of revenue enhancement strategies;

3

Compilation of legislative and governance frameworks;

4

Development of debt collection assessment tools;

5

Facilitation of municipal finance workshops and training programmes; and

6

Presentation of research on debt management legislative frameworks.

His doctoral thesis titled “Debt Management Framework for the Western Cape Municipalities” further established his standing as a leading practitioner in municipal debt management and financial governance.

Dr Tesselaar combines:

1

Strong strategic and analytical capability;

2

Deep legislative and governance knowledge;

3

Practical operational experience; and

4

A results-driven and ethical leadership approach.

He is particularly skilled
in assisting
municipalities to:

1

Improve collection rates and cash flow;

2

Strengthen financial sustainability;

3

Reduce outstanding debt exposure;

4

Enhance governance and compliance; and

5

Align revenue systems with institutional objectives.

A highly experienced municipal finance and revenue specialist with proven expertise in strengthening credit control systems, enhancing debt recovery, and improving financial sustainability within local government environments.

Contact johan@johantesselaarconsulting.co.za

Johan Tesselaar

Leave no grey areas.